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The one thing that those loan companies dislike though, is late payment. Although your credit standing or your credit score will not be affected because of your late payment, your reputation in making payments would certainly be affected. You do realize by now that they have the right to disapprove application forms for cash advance loans. They always keep a record on who makes their payment on time and who does not submit their payment on the due date. Remember, any late payments will be taken against you. In order for you to prevent problems with your payment, you simply need to manage your time. When will you pay this bill? How much will you be paying? How will you pay the bill? You should definitely apply these questions when you are about to ask for a cash advance loan. Please remember that they can disapprove succeeding application forms if they find out that you paid your bill late.