If you have a family that you love and cherish and would like to secure their future, you have a number of options available particularly so if you are their main source of income. This is very important because it would mean alot to everyone within your family. The problems that they could face could include not being able to continue paying their mortgages or even not having access to funds to pay for their livelihood.
The world is really a better place for the smart as things operate on the basis of intelligence and by various laws. You wont find sympathy from anyone if you fall short of funds. This makes it important that you make arrangements for your future by discussing your options with your family and financial advisors.
One of the things that you could do is go for a whole life insurance policy which would provide subsistence for your family as well as pay for their various expenses long after you are gone. This would not leave them at the mercy of some ruthless people who are good for nothing. Make your plans for the future so that you do not find yourself helpless upon retirement. So, get some savings accounts to secure your future and also go for some form of a life insurance policy to leave something behind for your family.