If you truly want t get hold of the lowest cost auto insurance policy, you need to have some discipline as far as driving matters are concerned. You will not expect a good deal if you are the kind whose driving record portrays lots of accidents. At the same time, if you are the kind that kind that has several records of driving while drunk, do not expect any fair deal. Usually, the drill entails considerable offers to those who do not pose a great risk to the service providers. Hence, to get the lowest cost, you might want to consider being perfect in some of these areas.
At the same time, you need to prove your responsibility to the dealers, for them to extend these discounts. Fr instance, there has been has been this ideology among the service providers, that those who are married have a better sense of responsibility. Hence, if you have graduated to this status lately, you have a right to clam for a better coverage package, than what you have been getting before. Do not feel comfortable with what you have been paying over the previous years. As the world goes on competition continues to increase and the rates become more affordable.